So you're getting annoying phone calls
This is where it begins. Your phone starting ringing, it's usually from a random 800 or 416 area code, and the battle has begun. Collection agency calls are the worst; the people that work there are total a-holes, they frequently disregard the laws governing their ability to collect debts and WILL try and humiliate you. They're very, very good at their jobs. Without guidance, you'll be easy prey. You'll pay too much and reward and sustain the human scum that feed on the misfortune of others. Fortunately, collection agencies are in most cases as powerless as they infuriating, which is great news for you customer.
This blog will advise you on exactly what to do regardless of your circumstance. I'll tell you when to pay, when not to, and exactly what your options are. I'll go over the laws governing debts in Canada, and I'll tell you everything you need to know in order to get out of debt with your dignity and as much of your money as possible. We'll explore exactly what a collection agency can do, what they can't do, and even the "philosophy" or debt and capitalism so you can get back some of the dignity these jerks have been eroding with their lies and humiliating tactics.
Read on my fellow citizens. You'll feel a lot better soon, and we'll give you your power back.
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